HEL$SAXPF

Sampo Oyj A · Q2 2026 earnings

Q2 2026 earnings · · Investor relations

Briefing

Sampo Oyj A reported strong Q2 2026 results with 8% growth in insurance revenue and raised full-year outlook.

Sampo Group delivered robust Q2 2026 performance driven by 5% like-for-like top-line growth and a strong combined ratio of 82.9%. Underwriting result rose to EUR 418 million and operating EPS increased 6% to EUR 0.14, prompting an upward revision to 2026 guidance for insurance revenue and underwriting result.

  • Insurance revenue, net reached EUR 2,437 million, up 8% year-over-year.
  • Underwriting result of EUR 418 million with combined ratio improving to 82.9%.
  • Profit before taxes EUR 584 million; net profit EUR 462 million; EPS EUR 0.17.
  • Full-year 2026 outlook raised to EUR 9.70-9.85 billion insurance revenue and EUR 1,550-1,625 million underwriting result.

Headline financials

Total Revenue

€2.81B

No prior period
EPS (adj)

€0.14

No prior period
Net Income

€533M

No prior period
Operating Income

€443M

No prior period

Forward guidance

Outlook for 2026 raised following strong first-half performance.

Tailwinds

  • Insurance revenue expected at EUR 9.70-9.85 billion (7-9% growth).
  • Underwriting result EUR 1,550-1,625 million (4-9% growth).
  • Combined ratio target below 85% maintained.

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